Effective Date: March 4, 2019

WELCOME TO AGGOS! PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR SITES, SOCIAL MEDIA PLATFORMS/ACCOUNTS, MOBILE APPLICATIONS AND PRODUCTS/SERVICES, YOU HEREBY AGREE THAT YOU SIGNIFY YOUR ASSENT TO THE TERMS OF USE CONTAINED IN THIS AGREEMENT AND YOU AGREE TO BE BOUND BY THESE TERMSIF YOU DO NOT AGREE TO ALL OF THE TERMS CONTAINED HEREIN, DO NOT USE AGGOS SITES, SOCIAL MEDIA PLATFORMS, AND/OR PRODUCTS/SERVICES.

Please Note: We may amend the Terms at any time in our sole discretion by posting a revised version of these Terms. Unless we make clear otherwise, access to or continued use of the Services after the effective date of the revised Terms constitutes your acceptance of the revised Terms. If we make any material change to these Terms, we will notify Users by sending an email, posting a notice through the Services, or any other place(s) appropriate.

FULL AGREEMENT BETWEEN YOU AND US

This web page represents a legal document and these Terms are the entire agreement between You and AGGOS with respect to your use of AGGOS Products. They supersede all other communications and proposals (whether oral, written, or electronic) between you and AGGOS with respect to AGGOS Products and govern our relationship. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. AGGOS’ failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision. Please review the following terms carefully.

GENERAL DEFINITIONS

“Terms” or “Terms of Use” refers to the Terms of Use, AGGOS' Privacy Policy, all applicable laws, and all conditions or policies referenced here.

“AGGOS,” we,” “us,” and “our” refer to AGGOS, Inc., a Tennessee Company, together with its parents, subsidiaries, affiliates, agents, representatives, consultants, employees, officers, and directors.

“User,” “you” and “your” refers to site visitors, customers and any other users of AGGOS Products

“AGGOS Products” and “Our Products” refers to all of AGGOS’ websites, social media platforms/accounts, mobile applications, and products/services. “AGGOS Products” includes, but is not limited to, the following websites, social media platforms/accounts, and the products/services offered therein: AGGOS.com, AGGOSgiving.com, and AGGOSscholarship.com.

“Site” refers to the AGGOS.com, AGGOSscholarships.com and AGGOSgiving.com website(s).

“Campaign Owners” refers to those Users who raise funds through AGGOS Products.

“Campaigns” refer to Campaign Owners’ fundraising campaigns through AGGOS Products.

“Contributors” refers to those Users contributing funds to Campaigns.

“Contributions” refers to funds donated to Campaigns by Contributors

“DMCA” refers to the Digital Millennium Copyright Act of 1998, including any amendments;

“Perks” refers to the gifts or rewards in the form of tangible items or intangible services offered by Campaign Owners to Contributors

“Privacy Policy” refers to AGGOS’s privacy policy, found at https://AGGOSgiving.com/privacy-policy and incorporated herein by reference

AGGOS.com is an invitation-only online social network exclusively launched for the Global Church of Christ. AGGOS.com provides resources and tools that promote connectivity, fellowship, and the work of sponsoring churches in mission work, local work, and Church of Christ programming.

AGGOSgiving.com is an online donation platform for Users to seek to donations for their own Campaigns and to contribute to the Campaigns of others. Campaign Owners can offer Perks, if desired, to Contributors in thanks for the Contributors’ donation of funds. The Services do not include the offer or sale of securities (as such term is defined in the Securities Act of 1933), and AGGOS is not a broker-dealer or a member of the Financial Industry Regulatory Authority.

AGGOSscholarships.com is an online site explaining the qualification requirements for the Aggos Scholarship. The site includes FAQs, Online Applications, Refer a Student functionality and contact information.

YOUR ACCOUNT, OBLIGATIONS, AND TERMINATION RIGHTS

We grant you a limited, non-exclusive, non-transferable, and revocable license to use our Products — subject to the Terms and the following restrictions in particular:

You are responsible for your account. To use many of the Services, you will need to register and create an account with a username and password. You must provide accurate and complete information, and you must update your account information as needed to keep the information accurate and complete. You may not impersonate anyone else, choose a username that may offend someone, or violate any individual’s rights. If you do so, we may cancel your account. You are solely responsible for maintaining the confidentiality of your account and for all activities associated with or occurring under your account. If you suspect or discover any unauthorized use of your account, you should notify us immediately by contacting us at inquiries@aggos.com or https://aggos.com/support.  To the extent permissible under applicable law, we are not responsible for any loss or damage arising from your failure to comply with the foregoing requirements or as a result of use of your account with or without your knowledge.

Deleting your account. You may submit a request to delete your account by contacting us here, but this will not automatically delete User Content. We may need to retain certain information as required by law or as necessary for our legitimate business purposes. All provisions of these Terms survive termination of an account, including our rights to User Content.

User Codes. In connection with your use of or access to AGGOS Products, we from time to time may provide you with user names, passwords and/or other unique identifiers (“User Codes”). You are responsible for the security and confidentiality of the User Codes and agree not to disclose them to any third party, including, if you are accessing AGGOS Products on behalf of any company or organization, any other employee in your company or organization. You are responsible for any and all information provided and any and all orders, acts and/or omissions that occur while User Codes are being used, in each case, whether by you or a third party. We are not responsible for any breach of security caused by your failure to maintain the confidentiality and security of any of the User Codes. You agree to notify us immediately in the event of loss, theft or disclosure of any or all of the User Codes, if you believe the confidentiality or security of any or all of the User Codes has been compromised in any way or in the event of your learning about a possible or actual unauthorized access to and/or use of AGGOS Products. You are limited to one User Code. Duplicate User Codes may be revoked. We reserve the right to revoke or modify the User Codes at any time with or without prior notice.

Your Representations and Warranties. You hereby represent and warrant that:

(A) you are the person to whom the User Codes you used to access AGGOS Products were issued by us and the information you provided to us in connection with the issuance of the User Codes, if any, was and is true, accurate, current and complete;

(B) if you are accessing AGGOS Products on behalf of the company or organization to whom the User Codes you used to access AGGOS Products were issued by us, you are duly authorized by all necessary action and have all consents, rights and authority to execute these Terms of Use on behalf of yourself and your principals and the company or organization on whose behalf we grant you access to AGGOS Products;

(C) you will not reverse engineer, de-compile or reverse compile any of our technology;

(D) unless we expressly authorize you to do so in writing, you will not use, reproduce, duplicate, copy, sell, resell, distribute, publish or exploit for any commercial purposes any portion of AGGOS Products and/or the Content;

(E) you will access and use AGGOS Products in compliance with any and all applicable law(s), rules(s) or regulation(s) (whether in the United States or other countries) and the terms and conditions of these Terms of Use;

(F) if we grant you access to AGGOS Products in your individual capacity, you are at least 18 years of age; and

(G) you have all consents, rights and authority to provide and submit any and all information and content provided and submitted by you or using User Codes to or otherwise using AGGOS Products and all such information and content: (1) are true, accurate, current and complete and we may rely on such information and content; (2) are not libelous, defamatory, indecent, obscene, harassing, hateful or violent; (3) are not meant to harm any AGGOS Parties or any third party; (4) do not constitute or include viruses or other harmful codes; (5) as well as their anticipated uses, do not violate, infringe or misappropriate any copyright, patent, trademark or other proprietary rights, or right of publicity or privacy of any AGGOS Parties or any third party; and (6) do not violate these Terms of Use, or any applicable law, rule or regulation (whether of the United States or other countries).

Revisions and Errata. The materials appearing in AGGOS Products could include technical, typographical, or photographic errors. AGGOS does not warrant that any of the materials on its web site are accurate, complete, or current. AGGOS may make changes to the materials contained on its web site at any time without notice. AGGOS does not make any commitment to update the materials.

We are not under any obligation to update the Content to reflect circumstances that may occur after its initial publication date. Due to legal restrictions or other reasons, we may not update any Content including to take into account material changes or new information.

Our Relationship to You. This Agreement in no way creates any agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship between you and AGGOS.

You must be 18 years old. You must be 18 years or older to sign up for an account and use our Services. Outside of the European Economic Area (“EEA”), minors between the age of 13 and 18 years are only permitted to use our Services through an account owned by a parent or legal guardian where the parent has provided affirmative consent and under their direct supervision. Children under 16 residing in the EEA are not permitted to access the Site or use the Services. You are responsible for any and all account activity conducted by a minor on your account.

Follow the law and our policies. You may not take any action that violates the law, infringes or violates anyone else’s rights, or breaches any agreements or legal obligations that you have toward anyone. You may not offer any Perks that are illegal, violate any of AGGOS’ policies, rules, or guidelines, or violate any applicable law, statute, ordinance, or regulation. As a condition of your use of AGGOS Products, you warrant to AGGOS that you will not use AGGOS Products for any purpose that is unlawful or prohibited by these Terms of Use. You agree not to use AGGOS Products in any manner that could damage, disable, overburden, or impair AGGOS Products or interfere with any other party’s use and enjoyment of AGGOS Products. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through AGGOS Products.

Be truthful. Do not post information you know is false, misleading, or inaccurate. Do not do anything deceptive or fraudulent.

Respect the rights of others. You may not threaten, abuse, harass, defame, or engage in behavior that is libelous, tortious, obscene, profane, or invasive of another person’s privacy.

Avoid spam and unsolicited communications. You may not distribute unsolicited or unauthorized advertising or promotional material, or any junk mail, spam, or chain letters. Do not run mail lists, list-serves, or any kind of auto-responder or spam on or through our Products

Respect the property of others. You may not distribute software viruses, or anything else designed to interfere with (1) the proper function of any software, hardware, or equipment on the Site or (2) the use of the Site by any other User. You may not access our Site or Services if we have prohibited you from doing so.

Do not engage in activities that affect the functioning of our Products. You may not bypass any measures that we have put in place to secure the Services, take actions to gain unauthorized access to any system, data, passwords, or other AGGOS or User information or Services, reverse engineer or take apart any aspect of the Services to access any underlying information, or use any kind of software to “crawl” or “spider” any part of the Site.

Respect privacy. When you use AGGOS Products you may receive information about other Users, including personally identifiable information (“PII”) such as names, email addresses, and physical addresses. This information is provided for purely for the purpose of fulfilling the obligations for the applicable Campaign and other Services and may not be used for other purposes, including cross-promotional marketing, without separate, verifiable consent from the User. You will maintain records of all such verifiable consent.

Termination. We have the right to monitor, terminate, suspend, or delete any User Account at any time for any reason, or no reason. It is our policy not to comment on any reasons for termination and we have no obligation to provide you with a reason for termination.

Modification and Termination of Products. We may at any time and for any reason with or without prior notice to you, and without liability, in each case, modify, suspend, terminate or discontinue, in whole or in part, any portion of AGGOS Products (including the Content therein or hours of availability) and/or your access to or use of AGGOS Products and/or the content therein. If you fail to comply with any provision of these Terms of Use, or if, in its sole discretion, AGGOS modifies, suspends, terminates or discontinues your access to or use of AGGOS Products and/or the content therein, any and all rights granted to you herein will immediately automatically terminate. These Terms of Use (as may be revised from time to time as described herein) are irrevocable and, unless otherwise expressly stated in these Terms of Use, will survive the termination of your access to, and use of AGGOS Products and/or the content therein, and your relationship with us.

No Liability. We will not have any liability to you or third parties for any use of the Services associated with your account or Campaign. Upon termination, you must cease all use of the Services and User Content. All representations and warranties shall survive termination.

Advertisements and Links. AGGOS Products may contain links to third party web sites (e.g., co-branding, links, links to services, or reference links). These third-party Web sites are not under our control and we are not responsible for any linked third-party Web sites or for the content, products and/or services they provide. YOUR USE OF LINKED THIRD-PARTY WEB SITES IS AT YOUR RISK AND SUBJECT TO THE TERMS AND CONDITIONS OF USE FOR SUCH SITES. UNLESS EXPRESSLY STATED BY US, WE DO NOT RECOMMEND OR ENDORSE THE CONTENT, PARTICULAR PRODUCTS, SERVICES OR WEB SITES OF ANY THIRD PARTIES OR MAKE ANY DETERMINATION WHETHER ANY SUCH CONTENT, PRODUCT, SERVICE, OR WEB SITE MAY BE ACCURATE, NECESSARY OR APPROPRIATE FOR YOU OR FOR YOUR USE IN RENDERING CARE TO PATIENTS.

However, if you experience a problem with a third-party site, please let us know by contacting AGGOS and we will investigate the link and take appropriate action.

No Advertising. User shall not advertise or offer for sale any goods or services, or any similar activities, on the Site outside of those areas provisioned by either one’s Membership Status, Campaign Manager Status or a separate approved arrangement with AGGOS and its community of sites. AGGOS, INC. reserves the right to post any informational marketing material about its products, services, and those endorsed by the AGGOS.

Payment Services. Credit card payment processing services on AGGOS Products are provided by Stripe, Inc. (“Stripe”) as well as WorldPay and possibly other merchant account providers and are subject to the applicable Account Agreements, which includes their Terms of Service (collectively, the “Services Agreement”) as well as Authorize.net, World Pay and/or other credit card payment processing services. As a User, you agree to be bound by these Services Agreements, as the same may be modified by the processing services from time to time. As a condition to AGGOS enabling credit card payment processing services through Stripe and other services, you agree to provide AGGOS accurate and complete information about you and your business, and you authorize AGGOS to share any such information with the processing services, as well as transaction information related to your use of the payment processing services provided by the processing services. In all cases, standard credit card or other third-party processing fees apply in addition to any Service Fees. We are not responsible for the performance of any third-party credit card processing or third-party payment services.

INTELLECTUAL PROPERTY

AGGOS Intellectual Property. AGGOS’ Products, Content and Marks, are legally protected in a number of ways, including copyright, trademark, service marks, patents, trade secrets, and other U.S. and international intellectual property laws. You agree to respect all copyright and other legal notices, information, and restrictions contained in any AGGOS Content, Services, or Marks accessed through the Site or the Services. You agree not to change, translate, or otherwise create derivative works of the Services.

Limited User Rights. License to AGGOS Content. AGGOS grants you a limited license to access and use User Content and AGGOS Content, solely for use of the Services (the license is worldwide, non-exclusive, non-sublicensable, non-transferable license), in accordance with these Terms. You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, license, or otherwise transfer or use any User Content or AGGOSgiving Content unless we give you explicit permission to do so. User Content and AGGOSgiving Content is licensed, and not sold, to you. We reserve the right to revoke this license to access and use User Content and AGGOSgiving Content granted to you at any time.

AGGOS Trademark Policy. You may use the AGGOS Marks only in accordance with our Trademark Policy.

Your Intellectual Property. Your User Content remains your property and is protected, without limitation, pursuant to U.S. and foreign copyright and other intellectual property laws. When you submit User Content to the Site or via the Services, you agree to the following terms:

You allow us to use User Content. You grant us a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, sub-licensable, transferable, right to use, exercise, commercialize, and exploit the copyright, publicity, trademark, and database rights with respect to User Content.

We can make changes to or delete User Content. You grant us the right to make changes, edits, modifications, translations, formatting, or otherwise change or delete any User Content.

You have all legal rights to User Content. You represent and warrant that: (1) you have all licenses, rights, consents, and permissions necessary to grant the rights set forth in these Terms to AGGOS with respect to your User Content; (2) your User Content does not and will not infringe any third party’s intellectual property rights, proprietary rights, privacy rights, confidentiality, rights of publicity or otherwise violate these Terms or applicable law; and (3) we shall not need to obtain any licenses, rights, consents, or permissions from, or make any payments to, any third party for any use of your User Content or have any liability to a User or any other party as a result of any use or exploitation of your User Content.

How to report Copyright and covered other Intellectual Property issues. We take intellectual property rights very seriously. We comply with intellectual property laws and industry best practices in order to maintain the integrity of our Site and Services. The Digital Millennium Copyright Act (“DMCA”) sets out the legal system to report notices of alleged copyright infringement, and AGGOS also maintains policies concerning claims of trademark and patent infringement. We will respond to notices of alleged infringement if they comply with the law and the requirements set forth in our Intellectual Property Policy. We reserve the right to delete or disable User Content alleged to be infringing and to terminate user accounts for repeat infringers (in our sole discretion).

To submit a claim of copyright infringement, please visit our Intellectual Property Policy and follow the instructions. The Intellectual Property Policy also explains how Campaign Owners can respond when their Campaigns are affected by a notice. We will only respond to claims submitted in compliance with our Intellectual Property Policy.

WARRANTIES, LIABILITIES, DISCLAIMERS

Indemnity. You agree to defend, indemnify and hold harmless AGGOS, its subsidiaries and affiliated companies, and their officers, directors, employees, partners, contractors, representatives, agents, and third party providers from and against any and all claims, causes of action, damages, obligations, losses, liabilities, costs or debt, and expenses (including reasonable attorneys’ fees and costs) and all amounts paid in settlement arising from or relating to a breach of these Terms (including, but not limited to, failure to fulfill a Perk or refund a contribution) or violation of any laws. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter for which you have agreed to indemnify us and you agree to assist and cooperate with us as reasonably required in the defense or settlement of any such matters.

No Warranty. AGGOS PRODUCTS, THEIR CONTENT, USER CONTENT, AND ANY OTHER MATERIALS MADE AVAILABLE OR THROUGH THE USE OF THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT OR COURSE OF PERFORMANCE. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, AGGOSGIVING AND ITS AFFILIATES, LICENSORS, SUPPLIERS, ADVERTISERS, SPONSORS AND AGENTS, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF TITLE, NON- INFRINGEMENT, ACCURACY, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. AGGOS AND ITS AFFILIATES, LICENSORS, SUPPLIERS, ADVERTISERS, SPONSORS, AND AGENTS DO NOT WARRANT THAT YOUR USE OF THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES OR THE SERVER(S) ON WHICH THE SERVICES ARE HOSTED, OR ANY SERVICES AVAILABLE ON ANY THIRD-PARTY PLATFORM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NO OPINION, ADVICE OR STATEMENT OF AGGOSGIVING OR ITS AFFILIATES, LICENSORS, SUPPLIERS, ADVERTISERS, SPONSORS, AGENTS, MEMBERS OR VISITORS, WHETHER MADE THROUGH THE USE OF THE SERVICES OR ON THIRD-PARTY PLATFORMS OR OTHERWISE, SHALL CREATE ANY WARRANTY. YOUR USE OF THE SERVICES, INCLUDING WITHOUT LIMITATION ANY SERVICES PROVIDED ON ANY THIRD-PARTY PLATFORM, ARE ENTIRELY AT YOUR OWN RISK.

Disclaimer of Liability. Use AGGOS Products at your own risk. We make no representations about the quality, safety, morality or legality of any Campaign, Perk or Contribution or the truth or accuracy of User Content posted on the Services. We do not guarantee the fulfillment or the performance of any Perks, or that Contributions will be used as described in the Campaign. We do not control or endorse User Content posted on the Site or in any Services and, as such, do not guarantee in any manner the reliability, validity, accuracy or truthfulness of such User Content. AGGOS is not liable for any damages or losses related to your use of the Services. We do not become involved in disputes between Users, or between Users and any third party relating to the use of the Services.

You release us from all claims. When you use the Services, you release AGGOS from claims, damages, and demands of every kind – known or unknown, suspected or unsuspected, disclosed or undisclosed – arising out of or in any way related to such disputes and the Services. All Content that you access or use through the Services is entirely at your own risk and you are solely responsible for any resulting damage or loss to any party.

YOU ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE ENTIRE RISK ARISING OUT OF YOUR ACCESS TO AND USE OF THE SERVICES AND USER CONTENT, AND ANY CONTACT YOU HAVE WITH OTHER USERS OR THIRD PARTIES, WHETHER IN PERSON OR ONLINE, REMAINS WITH YOU. NEITHER AGGOSGIVING NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SERVICES WILL BE LIABLE (WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT AGGOSGIVING HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, EVEN IF A LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE) FOR: (A) ANY INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, LOSS OF DATA OR LOSS OF GOODWILL; (B) SERVICE INTERRUPTION, COMPUTER DAMAGE OR SYSTEM FAILURE; (C) THE COST OF SUBSTITUTE PRODUCTS OR SERVICES; (D) ANY DAMAGES FOR PERSONAL OR BODILY INJURY OR EMOTIONAL DISTRESS ARISING OUT OF OR IN CONNECTION WITH THESE TERMS; (E) THE USE OF OR INABILITY TO USE THE SERVICES; (F) ANY COMMUNICATIONS OR OTHER INTERACTIONS WITH OTHER USERS OR OTHER PERSONS WITH WHOM YOU COMMUNICATE OR INTERACT AS A RESULT OF YOUR USE OF THE SERVICES; OR (G) YOUR CAMPAIGNS OR CONTRIBUTIONS.

IN NO EVENT SHALL THE TOTAL, AGGREGATE LIABILITY OF AGGOSGIVING AND ITS AFFILIATES AND SUBSIDIARIES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS, ARISING FROM OR RELATING TO THE TERMS, SERVICES, OR USER CONTENT, OR FROM THE USE OF OR INABILITY TO USE THE SERVICES EXCEED THE TOTAL AMOUNT OF FEES ACTUALLY PAID TO AGGOSGIVING BY YOU HEREUNDER, OR ONE HUNDRED US DOLLARS IF NO SUCH PAYMENTS HAVE BEEN MADE, AS APPLICABLE.

THE LIMITATION OF LIABILITY DESCRIBED ABOVE SHALL APPLY FULLY TO RESIDENTS OF TENNESSEE AND TO ALL OTHER USERS TO THE FULLEST EXTENT ALLOWED UNDER LAW.

No Fiduciary Duty. AGGOS HAS NO FIDUCIARY DUTY TO ANY USER.

Disclaimer. AGGOS does not offer investment advice or analysis, nor does it endorse or recommend investments in any company or the suitability of an investment for any particular investor. AGGOS is not registered as a broker-dealer or financial or investment advisor and does not provide any services requiring such registration. AGGOS makes no representation or warranty as to the adequacy, accuracy or completeness of information found anywhere on its website. Any opinions or forecasts expressed herein are only AGGOS’ and are not intended as investment advice and are subject to change without notice. Information on any of AGGOS’ Products associated with an issuer offering securities (the “AGGOS Equity Pages, when available”) is not a solicitation of an offer to buy or an offer to sell any security.

Please be aware that AGGOS receives fees from companies posted on our website at https://AGGOS.com.” AGGOS receives a standard flat fee as compensation for advertising and marketing and such compensation is not based on the success or size of each company’s offering on the Equity Offering Pages. The compensation shall be due to AGGOS whether a company’s raise is successful or not.

AGGOS may choose to compensate outside sources to help market AGGOS’s business and to receive introductions to possible issuers. Compensation to such parties will not be based on the success or size of any transaction. Fees are not based directly or indirectly, on the purchase or sale of a security offered on or through any of the AGGOS Equity Pages.

The posting of information on any of the AGGOS Equity Pages regarding any company should not be construed as an endorsement or recommendation of that company for any purpose whatsoever. Information posted on any of the AGGOS Equity Pages does not take into account the investment objectives, financial situation or needs of any particular investor, and each investor should consider whether any investment opportunity is appropriate given their investment objectives and current financial circumstances. Any person considering any investment whatsoever is encouraged to consult with their own investment or financial advisor, tax advisor and/or attorney beforehand.

All investments entail risk. The companies on the AGGOS Equity Pages, when applicable, are generally small or early-stage companies and are subject to risks inherent in investing in any small or early-stage company, as well as other risks specific to their business and operations. In addition, securities of these companies may be highly illiquid, requiring that they be held for an indefinite period of time or have a limited market for resale. Therefore, no one should invest in any of these companies unless they have no need for liquidity of their investment and can sustain a total loss of their investment. You should only invest an amount of money that you can afford to lose without changing your lifestyle.

You should thoroughly review the complete offering materials for any investment opportunity, particularly all risk factors, prior to investing in any offering and become familiar with the investor requirements, investment limits and your ability to resell the investment.

By accessing any part of our website, including the AGGOS Equity Pages, when they become available, you agree to be bound by the Terms of Use and Privacy Policy.

FORCE MAJEURE

None of the AGGOS Parties are or will be liable for any losses caused directly or indirectly as a result of causes or events beyond the control of AGGOS, including natural disasters, acts of God, war, terrorism actions or decrees of governmental bodies, exchange or market rulings, failure of the Internet, communication lines or utility systems, equipment and systems failures, unauthorized access, and theft (each, a "Force Majeure Event"). All of the obligations of AGGOS Parties with respect to the effected elements under these Terms of Use will be suspended for the duration of such Force Majeure Event.

Waiver and Release (for CA Residents) Users in a jurisdiction that requires a specific statement regarding waiver and release then the following applies. For example, California residents must, as a condition of this Agreement, waive the applicability of California Civil Code Section 1542 for unknown claims which states: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.” You waive this section of the California Civil Code and any similar provision in law, regulation or code that has the same effect or intent as the foregoing release.

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

DISPUTE RESOLUTION, ARBITRATION, AND CLASS ACTION WAIVER

AGREEMENT TO ARBITRATION. BY AGREEING TO THESE TERMS, USERS AGREE TO RESOLVE DISPUTES WITH AGGOSGIVING THROUGH BINDING ARBITRATION (AND WITH VERY FEW LIMITED EXCEPTIONS, NOT IN COURT), AND USERS WAIVE CERTAIN RIGHTS TO PARTICIPATE IN CLASS ACTIONS (AS DETAILED IN THE DISPUTE RESOLUTION, ARBITRATION AND CLASS ACTION WAIVER BELOW).

Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim arising out of or related to the Services, whether brought in arbitration or before a court of law, must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred. Notwithstanding the foregoing, this statute of limitations shall not apply to residents of New Jersey.

Legal Disputes Not Subject to Arbitration will Be Handled in Nashville, TN and Subject to Tennessee Law.

AGGOS, Inc. is in based in Nashville, Tennessee, so for any actions not subject to arbitration, you and AGGOS, Inc. agree to submit to the personal jurisdiction of a state court located in Nashville, TN or the United States District Court for the Middle District of Tennessee. The Terms and the relationship between you and AGGOS shall be governed in all respects by the laws of the State of Tennessee, without regard to its conflict of law provisions.

We encourage you to contact us if you have an issue, as most issues can be resolved without the involvement of a court or arbitrator. If negotiations do not resolve any disputes relating to your use of AGGOS or these Terms, you and we agree to submit the dispute to arbitration. The only exceptions to arbitration are (1) for intellectual property claims alleging misuse, Infringement, or misappropriation of intellectual property; (2) for claims falling within the jurisdiction of small claims court; and (3) where you have opted out of arbitration in accordance with these Terms.

This arbitration may be administered by JAMS under the JAMS Streamlined Arbitration Rules & Procedures. Judgment on the arbitration award may be entered in any court with jurisdiction. Arbitrations may only take place on an individual basis. No class arbitrations or other groupings of parties is allowed. By agreeing to these terms, you are waiving your right to trial by jury or to participate in a class action or representative proceeding; we are also waiving these rights. If this prohibition of class arbitrations or other grouping of parties is deemed unenforceable, then this entire “Dispute Resolution, Arbitration, and Class Action Waiver” shall be deemed void and severed from the Terms. We follow the JAMS Policy on Consumer Arbitrations Pursuant to Pre-Dispute Clauses Minimum Standards of Procedural Fairness for all arbitrations done under these terms. Among other things, this means that if you initiate arbitration against us, you will be required to pay a $250 filing fee, and AGGOSgiving will pay for the other fees, including arbitrator fees. You are responsible for your own attorneys’ fees unless the arbitration rules and/or applicable law provide otherwise. It also means that the arbitration will be held in the county in which you live, or any other location we agree upon. If you do not live in the United States, however, you agree to initiate arbitration in Nashville, TN. If any portion of these terms does not follow that standard, that portion is severed from these terms.

To file an arbitration, you must submit a Demand for Arbitration and filing fees to the appropriate court.

You can opt-out of the arbitration and class action waiver provisions set forth above by sending an email (from your registered email address on AGGOSgiving) letting us know that you are opting out by contacting us with the subject line, “ARBITRATION AND CLASS ACTION WAIVER OPT-OUT” within thirty (30) days of your first use of the Site, or the Effective Date of the first Terms of Use containing an arbitration and class action waiver provision, whichever is later. Otherwise, you agree to arbitrate. If you opt-out of the arbitration and class action waiver provisions set forth above, we will not be subject to them either with respect to any disputes with you.

AGGOS will provide thirty (30) days’ notice of any changes to this section by updating these Terms, sending you a message, or otherwise notifying you when you are logged into your account. Amendments will become effective thirty (30) days after they are posted the Site or sent to you. Changes to this section will otherwise apply prospectively only to claims arising after the thirtieth (30th) day. If a court or arbitrator decides that this paragraph is not enforceable or valid, then this subsection shall be severed from the section entitled “Dispute Resolution, Arbitration, and Class Action Waiver,” and the court or arbitrator shall apply the first Arbitration and Class Action Waiver section in existence after you began using the Services.

This “Dispute Resolution, Arbitration, and Class Action Waiver” section shall survive any termination of your account, these Terms, or the Services.

SPECIAL PROVISIONS FOR CROWDFUNDING ACTVITIES AND SERVICES

Some AGGOS Products, such as AGGOSgiving.com, provide a platform for establishing and donating to various campaigns. These terms govern all donation activities and contributions across all AGGOS Products.

CREATING AND RUNNING A CAMPAIGN

When you, as a Campaign Owner creates a Campaign on the Site and asks for Contributions, you understand that you are entering into separate legal agreements with both AGGOS and with Contributors, and the following rules apply (in addition to the all other Terms and Additional Policies).

Right to Withhold Funds. Campaign Owners should not assume that they will receive Contributions made to a Campaign. Disbursement of Contributions to a Campaign Owner may be delayed, or withheld in their entirety, for a number of reasons including, but not limited to, refunds, chargeback disputes, fraud, violation of the Terms or Use or any other policy, or any other situation where AGGOS determines that Contributions should not be disbursed in its sole discretion. Contributions may also be used to reimburse AGGOS for any chargebacks and refunds incurred by AGGOS for a Campaign. AGGOS may also seek reimbursement from a Campaign Owner by any other lawful means, including by using third-party collection services.

Refunds. AGGOS offers a limited refund to Contributors in accordance with our Refund Policy. Refunds outside of our Refund Policy must be handled by the Campaign Owner, and AGGOS has no obligation to provide any refunds or become involved with any dispute between a Campaign Owner and Contributor. AGGOS reserves the right to terminate User Accounts and remove Campaigns for any abuse of the Refund Policy.

Legal obligations of Campaign Owners. As a Campaign Owner, you are entering into a legal agreement with a Contributor when they make a Contribution to your Campaign, which includes the following obligations (in addition to the all other Terms and Additional Policies):

Your data controller duties include:

Respond to all Data Subject Requests. You and AGGOS will have an independent obligation to respond to any requests received by either of us from authorized data subjects regarding personal data, including without limitation, those set forth in Chapter III of the GDPR. The party that receives the data request is responsible for responding to the request. Campaign Owner and AGGOS shall reasonably cooperate and assist each other with these requests, to the extent that is legally permissible.

Please remember that as a Campaign Owner, you are solely responsible for fulfilling the obligations of your Campaign and delivering commitments. If you are unable to perform on this or any of your other legal obligations, you may be subject to legal action by Contributors.

BACKING A CAMPAIGN

When a Contributor makes a Contribution to a Campaign, Contributor understands that the following rules and terms apply (in addition to any other Additional Policies as mentioned in the Additional Policies section above).

Voluntary Contributions. All Contributions are made voluntarily and at the sole discretion and risk of the Contributor.

No Guarantee. The date to deliver a commitment or complete a mission or implement a campaign is an estimate by the Campaign Owner (not AGGOS) and there is no guarantee that the Campaign Owner will fulfill and deliver on commitments by that date. AGGOS does not guarantee that Contributions will be used as promised, that Campaign Owners will deliver commitments, or that the Campaign will achieve its goals. AGGOS also does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, morality or legality of any Campaign, Contribution, or the truth or accuracy of User Content posted on the Services.

Limited Refund. AGGOS offers a limited refund to Contributors only where the Campaign has not ended, the Contributor has not received a Perk (as confirmed by AGGOS), and the Contribution has not been sent to the Campaign Owner (full terms of the Refund Policy apply). AGGOS does not offer refunds outside of our Refund Policy. In any situation where refunds are not available under the Refund Policy, a Contributor should contact the Campaign Owner directly to request a refund. AGGOS may at its discretion facilitate communications between a Campaign Owner and Contributor, but we have no obligation to do so or to become involved in any way in any dispute.

Communications between Campaign Owners and Contributors. Once you have made a Contribution to a Campaign, the Campaign Owners may need to contact you to obtain additional information such as shipping address, specific preferences for a Perk (i.e. color or size of a t-shirt), or may ask for your feedback on the Campaign or the Perk. In some instances, to receive the Perk, you may need to provide the requested information within the requested time-frame to receive the Perk, otherwise, it will not be fulfilled. Campaign Owners should not ask for information that is not required to fulfill a Perk and should not request sensitive personal information such a Social Security number or credit card/banking information. Please contact us here if you receive a request for information that appears to be excessive.

PAYMENTS, FEES AND TAXES

Credit Card Charges. When you contribute to a Campaign, your card will be charged the amount of the Contribution after you confirm and submit your payment information. As stated earlier in these terms, Stripe, Worldpay, and possibly other merchant account providers, perform credit card payment processing services for Campaign Owners on AGGOS Products. These services are subject to the applicable Account Agreements, which includes their Terms of Service (collectively, the “Services Agreement”) as well as Authorize.net, World Pay and/or other credit card payment processing services.

Service Fees. There are no fees for creating an account on the Site. Campaign Owners are charged a Service Fee as a portion of the Contributions they raise (the “Service Fees”). The Service Fees are effective on the date that the Service Fees are posted, and may be updated from time to time. Service Fees will be charged at the then-current rate. In connection receiving Contributions from Contributors, Campaign Owners appoint AGGOS as the Campaign Owner’s limited agent for the sole purpose of receiving, holding, and settling payments to such Campaign Owner. As a Campaign Owner’s agent, AGGOS’ receipt of Contributions on a Campaign Owner’s behalf is the same as receipt of Contributions by directly by a Campaign Owner.

Taxes. Taxing authorities may classify Contributions as taxable income to the Campaign Owner and any beneficiary who will receive funds directly from the applicable Campaign. AGGOS may ask for the tax identification number (TIN) of Campaign Owners and any beneficiaries so that we may report taxable income to the relevant taxing authorities. AGGOS will provide Campaign Owners with a tax document if required by the relevant taxing authorities. AGGOS is unable to provide any User or third party with tax advice and suggests that such Users or third parties consult with tax advisors of their choice.

Taxes are your responsibility. Contributors are solely responsible for determining how to treat their Contributions and receipt of any Perks for tax purposes.

UNDERSTANDING AGGOS’ ROLE

We do not endorse any User Content. While AGGOSgiving supports the creation of Campaigns, we only provide the Site for Users to interact. We do not pre-screen any Campaigns or endorse any User Content on our site.

We may remove User Content in our discretion. If you see User Content that violates these Terms, then let us know and we may remove it. Removing content or terminating accounts is not an action we take lightly and we may take a while to investigate and determine if User Content should be removed. We do not communicate our reasons for removing, or keeping, User Content on the Site.

We do not guarantee Commitments, Perks or Refunds. Campaign Owners are solely responsible for the delivery of Commitments, Perks and offering refunds outside of our Refund Policy.

We do not provide tax or legal advice to Users. Users are solely responsible for determining how the tax laws, or any other laws, apply to running a Campaign, Contributing to a Campaign, or utilizing any of the Services.

We do not become involved in legal disputes between Users or third parties. Though we may facilitate discussions between Users who have disputes with each other, AGGOS takes no responsibility and does not have any liability for any disputes or violations of agreements between any Users, including between Campaign Owners and Contributors or Campaign Owners and any third parties.

You are responsible for your Campaigns, even if you engage our help. AGGOS may offer services to Users, including without limitation, helping with drafting Campaign content, assisting with the design of Campaigns, and referring vendors and other service providers to Campaign Owners. Such services will be subject to separate agreement between Campaign Owners and AGGOS. Even if we help with your Campaign, Campaign Owners remain solely responsible for the Campaign and must comply with all obligations herein as the only responsible party for the Campaign.

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